The following list includes the documentation and paperwork your loan officer will need in order to make an application for your loan. Individuals that have unique credit histories, may require more documentation then listed.
If employed by a company:
* Name, address and telephone numbers of all employers for past two years
* W-2′s for the past two years
* Most recent pay stub from employer (s)
If self employed:
* Past two years tax returns
* Current Balance Sheet and year to date Income
* Statements for business owned
All Applicants:
* Name, address and account numbers for all checking, savings and investment accounts
* Most recent bank statements on all accounts
* Closing statement on sale of prior home (if applicable)
* Account number (s), monthly payments and approximate balances for all debts
1. Auto Loans
2. Signature Loans
3. Mortgage Loans (include addresses)
4. Credit Cards
5. Landlord (include address)
* Initial deposit for credit report and appraisal
* Copy of Contract (if applicable)
* Child care letter
* Bankruptcies papaers and discharge (if applicable)
* Photo I.D.
* Social Security Card (FHA only)
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